“Hi my name is Anthony Cioffi. I met Sal and worked with him for the first time. Sal took the time to explain to me clearly on the steps I need to do to handle this horrible situation I am going through. While doing this he had an extremely important engagement to attend to and still made time for me.Sal also made it clear he would continue to help,me through athe tough time if I messed more assistants. Sal is straight forward and willing to help you understand how to handle the situations. He also makes you you feel like everything will be alright and that he is your friend. That is a tremendous quality in a person. Sal is a total asset to the company and a top notch mortgage professional. Personal thank you Sal.”
of your home loan
in your hands!
powerful new mobile app designed to
make the process of securing a home
loan as easy and as fast as possible!
Welcome to my website. I’m looking forward to putting our mortgage services to work for you!
Sal Petrozzino is currently a Sr. Loan Officer for Jet Direct Mortgage Bankers, he was the President/CEO of Worldwide Capital Mortgage Corp., which he established in 2003 & merged his business in 2017 with Jet Direct Mortgage Bankers. His past employment was with South Shore Mortgage from 1998 to 2002, then Global Home Loans from 2002 to 2003. He is also a retired NYC Police Officer and has been in the finance industry for approximately 20 years. Worldwide Capital Mortgage was built with the same values as when he was an active Police Officer. Three basic principals of those values are honesty, integrity, and service. Sal takes customer service very seriously and he has been rewarded for it; the rewards have been and continue to be client loyalty; in fact most of his business is repeat customers and referrals. He has and continues to build strong life long relationships with his clients.
In recent years Sal has dedicated more of his expertise towards Reverse Mortgages due to the increasing number of seniors looking for financing in order to enhance their quality of life for future years to come.
Sal is licensed by NMLS. Sal is an active member of International Police Association, Fraternal Order of Police, Retired Police Association, 10-13 Association, and Long Island Shields. Sal is also the past President of a Power Lunch chapter of BNI in Nassau County, and is the past Treasurer of AGES Resource Senior Network for 2014, & 2015.
Jet Direct Mortgage offers the best mortgage tools available on the Internet – our Jet Direct Mobile mortgage app! Easy, convenient, online shopping for the best loan programs and most current rates available, plus, I will be here to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you’re a first-time homebuyer.
Applying for a loan? Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience from your mobile device.
Remodeling your home? If you are planning on remodeling your home – be it a kitchen, bathroom or backyard – I can help find the right loan for you.
Calculate mortgage options, scan documents, and apply for a loan all directly on your phone.
What people are saying about Sal Petrozzino
“Sal provided a tremendous service to my clients in helping them obtain their reverse mortgage. It provided them with significant relief. Sal is a true professional and his level of responsiveness is unmatched. I will continue to send all of my clients with mortgage needs to Sal.”
“I am a real estate attorney. I have dealt with Sal Petrozzino on a number of occasions. He has always treated them honestly and fairly. The experience he has and the care he gives is unrivaled. I now refer my clients to him with the knowledge that they are in extremely capable hands!”
“I am so impressed with the way Sal Petrazzino helped me through what could have been the most stressful experience. He had all of the answers I needed and was always available to speak with me. I couldn’t recommend him more!! What a great asset Jet Direct has on their team!! Thank you Sal!!!!”
“Sal did a great job making sure I was informed every step of the way throughout the loan process. He was always quick to return a text or a call to answer any questions. I work long hours, Sal would even respond after “normal” hours to answer any questions. An overall great experience! Would highly recommend working with him.”
“I have difficulty trusting anyone when it involves my finances until I had the pleasant experience hiring Sal to do my refinance. Sal’s knowledge of his business and willingness to help me through every step of the process had gained my confidence and trust. One thing that stands out in my case was when Sal gave me a call, when I thought I was just waiting for the paperwork to be processed, and saved me another 1/4% on my interest rate. Sal is the man to hire if you need this type of service. He goes above expectations. Sal is a great guy!”
“Sal was such a great help to my family. He guided us through the reverse mortgage process. We had many questions and concerns and Sal was always available. He is very kind, patient and knowledgeable.”
“They were professional and forth coming with all information and answers to any questions I had. to anyone looking for a mortgage of refinancing.”
“Great before the deal and after the deal which really impressed me.
Whenever I called with question he was there for me. I’ve recommended their services and will continue to. Very professional from beginning to end.”
“Sal helped my in laws obtain their reverse mortgage. Sal answered every question honestly and in an expeditious manner. He made a somewhat involved process run very smoothly. He is top notch!”
“My husband and I want to thank Worldwide Capital Mortgage for assisting us in the purchases of both our first and our second home. Sal is an expert in his field and he is honest and trustworthy. Working with Worldwide Capital Mortgage made our buying process so smooth. We would highly recommend this company to anyone and we are thankful we had Sal and Paula’s help along the way!”
“Sal was absolutely wonderful to work with. He was extremely knowledgable and informative. This company works very hard to please their clients and went above and beyond our expectations. We are very satisfied clients and highly recommend them.”
“My family and I just moved into a beautiful new home thanks to Sal. Sal was incredibly helpful throughout the entire mortgage process. He treated us like family and put us at ease during the stresses of buying a home. We could not be more pleased with his service and knowledge. We would highly recommend to family and friends alike.”
“My experience was nothing but positive and he entire staff was a pleasure to work with. They were VERY patient, always willing to take time answer my questions and explain each step and very competitive with their costs … Try getting that at a bank! Throughout my entire process of getting a mortgage, I was treated with nothing but respect and always kept informed of how the process was going. When any issues would arise, they we’re handling it right away in order not to delay the process. They make a stressful experience a lot easier to handle, truly a GREAT CHOICE!”
“Sal and Paula were amazing in helping to get a very difficult deal through for my family. Through several months of the sellers stopping the sale and restarting they stuck by us and provided guidance at every step. We were extremely happy with the help we received and would recommend any of our friends and family.”
“Sal was extremely knowledgable and patient with us. Answered all of our questions no matter what time of day. It was a pleasure working with you, thank you again so very much for making our first home buying experience so easy. THANK YOU AGAIN!!”
“I have had the opportunity of dealing with Sal and his staff on numerous occasions, and have always found them to be prompt, courteous, knowledgable, and professional. The company simplifies a sometimes complicated process. Thank You again!”
“My family and I just finished securing a reverse mortgage for my Mom through Sal. I would highly recommend his company. Sal was always on point with all the issues that came up and resolved them quickly. He was always available to take my calls even after business hours. With all the mortgage companies out there I’m glad my family had Sal looking out for us!!! Thank you again for your outstanding service.”
“Sal Petrozzino is the gold standard of the mortgage industry, he made the mortgage process simple and painless. Sal was exceptionally thorough in explaining each step of acquiring the loan, and always made my wife and I feel he had our best interest at heart.”
Mortgage Calculator with Taxes and Insurance
Use this calculator to generate an estimated amortization schedule for your current mortgage. Quickly see how much interest you could pay and your estimated principal balances. You can even determine the impact of any principal prepayments! Press the "Report" button for a full yearly or monthly amortization schedule.
Original or expected balance for your mortgage.
Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.
Annual fixed interest rate for this mortgage.
Monthly payment (PI)
Monthly principal and interest payment (PI).
Monthly payment (PITI)
Monthly payment including principal, interest, homeowners insurance and property taxes.
Annual property taxes
The annual amount you expect to pay in property taxes. This amount is divided by 12 to determine the monthly property tax included in PITI.
Annual home insurance
The annual amount you expect to pay in homeowners insurance. This amount is divided by 12 to determine the monthly home owners insurance included in PITI.
Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.
Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.
The frequency of prepayment. The options are none, monthly, yearly and one-time payment.
Amount that will be prepaid on your mortgage. This amount will be applied to the mortgage principal balance, based on the prepayment type.
Start with payment
This is the payment number that your prepayments will begin with. For a one-time payment, this is the payment number that the single prepayment will be included in. All prepayments of principal are assumed to be received by your lender in time to be included in the following month’s interest calculation. If you choose to prepay with a one-time payment for payment number zero, the prepayment is assumed to happen before the first payment of the loan.
Total amount of interest you will save by prepaying your mortgage.
Choose how the report will display your payment schedule. Annually will summarize payments and balances by year. Monthly will show every payment for the entire term.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Our success and foundation is built
around our Jet Direct Core Values:
The pursuit of excellence is the stepping stone to our success. We consistently seek to be better, more knowledgeable, and more effective for ourselves and our clients.
For us, culture within our organization is achieved through a positive attitude and respect for one another. In turn, this gives our clients a better experience and provides better results.
We are dedicated to continually strive to surpass the expectations of our clients. We accomplish this by offering trusted advice, with a commitment to
our client’s financial future.