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Sal Petrozzino
Sr. Loan Officer
NMLS#18438

Calculate mortgage options, scan documents, and apply for a loan all directly on your phone.

Welcome to my website. I’m looking forward to putting our mortgage services to work for you!

 Sal Petrozzino is currently a Sr. Loan Officer for Jet Direct Mortgage Bankers, he was the President/CEO of Worldwide Capital Mortgage Corp., which he established in 2003 & merged his business in 2017 with Jet Direct Mortgage Bankers. His past employment was with South Shore Mortgage from 1998 to 2002, then Global Home Loans from 2002 to 2003.  He is also a retired NYC Police Officer and has been in the finance industry for approximately 20 years.  Worldwide Capital Mortgage was built with the same values as when he was an active Police Officer. Three basic principals of those values are honesty, integrity, and service. Sal takes customer service very seriously and he has been rewarded for it; the rewards have been and continue to be client loyalty; in fact most of his business is repeat customers and referrals. He has and continues to build strong life long relationships with his clients.

In recent years Sal has dedicated more of his expertise towards Reverse Mortgages due to the increasing number of seniors looking for financing in order to enhance their quality of life for future years to come.

Sal is licensed by NMLS. Sal is an active member of International Police Association, Fraternal Order of Police, Retired Police Association, 10-13 Association, and Long Island Shields. Sal is also the past President of a Power Lunch chapter of BNI in Nassau County, and is the past Treasurer of AGES Resource Senior Network for 2014, & 2015.

Jet Direct Mortgage offers the best mortgage tools around. Easy, convenient, online shopping for the best loan programs and most current rates available, plus, I will be here to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you’re a first-time homebuyer.

Remodeling your home? If you are planning on remodeling your home – be it a kitchen, bathroom or backyard – I can help find the right loan for you.

Applying for a loan? Our online application via the Jet Direct Mobile app is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience from your mobile device.

What people are saying about Sal Petrozzino

Mortgage Calculator

Mortgage Calculator with Taxes and Insurance

Use this calculator to generate an estimated amortization schedule for your current mortgage. Quickly see how much interest you could pay and your estimated principal balances. You can even determine the impact of any principal prepayments! Press the "Report" button for a full yearly or monthly amortization schedule.

Javascript is required for this calculator. If you are using Internet Explorer, you may need to select to 'Allow Blocked Content' to view this calculator.



Mortgage amount

Original or expected balance for your mortgage.

Term in years

The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

Interest rate

Annual fixed interest rate for this mortgage.

Monthly payment (PI)

Monthly principal and interest payment (PI).

Monthly payment (PITI)

Monthly payment including principal, interest, homeowners insurance and property taxes.

Annual property taxes

The annual amount you expect to pay in property taxes. This amount is divided by 12 to determine the monthly property tax included in PITI.

Annual home insurance

The annual amount you expect to pay in homeowners insurance. This amount is divided by 12 to determine the monthly home owners insurance included in PITI.

Total payments

Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.

Total interest

Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.

Prepayment type

The frequency of prepayment. The options are none, monthly, yearly and one-time payment.

Prepayment amount

Amount that will be prepaid on your mortgage. This amount will be applied to the mortgage principal balance, based on the prepayment type.

Start with payment

This is the payment number that your prepayments will begin with. For a one-time payment, this is the payment number that the single prepayment will be included in. All prepayments of principal are assumed to be received by your lender in time to be included in the following month’s interest calculation. If you choose to prepay with a one-time payment for payment number zero, the prepayment is assumed to happen before the first payment of the loan.

Savings

Total amount of interest you will save by prepaying your mortgage.

Report amortization

Choose how the report will display your payment schedule. Annually will summarize payments and balances by year. Monthly will show every payment for the entire term.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

CORE VALUES
Our success and foundation is built
around our Jet Direct Core Values:

Integrity

INTEGRITY

Integrity is at the forefront of our standards. Maintaining honesty and transparency builds trust and relationships.

Excellence

EXCELLENCE

The pursuit of excellence is the stepping stone to our success. We consistently seek to be better, more knowledgeable, and more effective for ourselves and our clients.

Culture

CULTURE

For us, culture within our organization is achieved through a positive attitude and respect for one another. In turn, this gives our clients a better experience and provides better results.

Dedication

DEDICATION

We are dedicated to continually strive to surpass the expectations of our clients. We accomplish this by offering trusted advice, with a commitment to our client’s financial future.