Refinance Mortgage Temescal

"just a house" home! your it's Because it's not Get Started Now!
  • Cristin Savino AvatarCristin Savino

    As a first time home buyer I was very nervous about the whole home buying process. Peter Pescatore and his team were very helpful, polite, and extremely professional throughout the entire process. And, best of all, they got me a better rate then I was hoping for! They made buying my first home completely stress-free. I highly recommend using Jet Direct for any of your home buying needs!

    Rachel Nieves AvatarRachel Nieves

    What a pleasure it was working with Peter, Jeff and Lauren. They are very knowledge in their field. The explained every step of the way what was happening and what we were to expect. We must have emailed them a million times and they never were upset at us for doing so. Not only did we use them to get our mortgage, but they can help years later to modify your mortgage and try to bring down your rates. We could have never of sold and bought our new home without them. I highly recommend them.

  • Margo Urquijo AvatarMargo Urquijo

    Jet Direct was the best to work. We loved Enid so much. She was beyond helpful and made us feel so confident in the process. We will be recommending Enid and Jet Direct to any of our friends or family. So thankful for all you have done for my husband and I.

    John Michael AvatarJohn Michael

    Working with Pete, Jeff and Lauren was great. They helped me through the process and made it a great experience for us. I will recommend Jet to all our friends.

  • Vanessa Horowitz AvatarVanessa Horowitz

    Sal was a pleasure to work with. He was personable, patient and informative. I would highly recommend Sal.

    Rachel Klein AvatarRachel Klein

    They made ma feel like family, they took me every step of the way . Thank you!

  • Elizabeth Munoz AvatarElizabeth Munoz

    It was a pleasure working with Jet Direct. All my questions were answered promptly. I will refer them to family and friends. Thank you to Jet Direct for making it a smooth process!

    Adam Gurley AvatarAdam Gurley

    Peter Pescatore and his team were all class acts. They made buying my home stress-free. I will be recommending them to everyone!

  • Cristin Savino AvatarCristin Savino

    As a first time home buyer I was very nervous about the whole home buying process. Peter Pescatore and his team were very helpful, polite, and extremely professional throughout the entire process. And, best of all, they got me a better rate then I was hoping for! They made buying my first home completely stress-free. I highly recommend using Jet Direct for any of your home buying needs!

    Surimaribo24 AvatarSurimaribo24

    Thank you jet mortgage Team. Enid -Michelle-Irene and the team are simply the best, with the speed and being on top of everything. they treat their clients like a king . dont look anywhere else if you're looking for a mortgage this is the one and last stop. they are PRO and will get you the best rates .words can't express how thankful we are. thank you for getting us into our first home.

  • Paul Teri AvatarPaul Teri

    As first time home buyers, we were grateful to work with Sal Petrozzino! Not only is he personable, but he was always available to answer any questions we had along the way - didn't matter if it was nights or weekends. His guidance and expertise helped us to make the best possible decisions as we worked to close on our new home.

Refinance Mortgage In Temescal

Considering a Temescal, CA Refinance Mortgage? Important Factors To Consider Before You Start Researching “Refinance Mortgage Near Me”

If you’re thinking about taking advantage of the historically low home refinance rates with a Temescal, CA refinance mortgage, you want to be sure that you find the best refinance company to assist you through the process. Don’t bother going through the hassle of researching “refinance mortgage near me” and hoping that you’ll find a reputable lender. Instead, get in touch with Jet Direct Mortgage, a leading refinance home loan and reverse mortgage provider. Offering years of experience and a proven track record of success, you can count on our team of licensed and certified professionals to help you secure the best mortgage refinance rates. Whether you’d like to lower your monthly payments, shorten the life of your mortgage, or want to access the equity in your Riverside County home, contact Jet Direct Mortgage today!

What You Should Know Before You Consider a Temescal, CA Refinance Mortgage

With record-low refinance rates, you might be thinking about investing in a Temescal, CA refinance mortgage. Refinancing could lower your monthly mortgage payments, reduce the life of your loan, and allow you to access the equity in your Riverside County home; just to name a few of the benefits. However, before you start researching “refinance mortgage near me”, there are a few factors that you’re going to want to consider before you get in touch with a company that specializes in refinance home loans.

Here’s a look at some of the most important things that you should know before you start the process of refinancing your Riverside County home.

Find Out How Much Equity You Have in Your Riverside County Home

One of the most important factors that you’re going to want to consider before you refinance is how much equity you have in your Riverside County house. If you have little or no equity, you may not be able to secure a Temescal, CA refinance mortgage.

To calculate how much equity you have, first, estimate the current market value of your property. You can use a free online tool, such as Redfin’s Estimate or Zillow’s Zestimate, which utilize algorithms and information that’s made publicly available to generate current market estimates. Next, find out how much you own on your existing mortgage by checking your most recent statement or by requesting a loan balance from your lender. Then, subtract the balance on your mortgage from your home’s current market value. For example, if your home is valued at $400,000 and you owe $150,000, you would have $250,000 of equity.

Calculate Your Debt-to-Income Ratio

Debt-to-income (DTI) ratio compares how much money owe on your debts each month to your gross income (the amount you make before deductions are removed, such as taxes and health insurance). Typically, Temescal, CA refinance mortgage lenders are looking for a DTI ratio of no more than 36%, as this amount will help you secure the best refinance rates. However, if your DTI ratio is higher than 36%, that doesn’t mean you won’t qualify for a refinance home loan. The best refinance mortgage company may be able to assist you with refinancing your Riverside County house at a good rate.

Find Out Your Credit Score

You’ll also want to find out your credit score, as it will have a direct impact on your eligibility for a refinance mortgage, as well as your interest rates. Ideally, you should have a credit score of at least 740 to be considered eligible for a Temescal, CA refinance mortgage. If your credit score is lower, don’t despair, as there are some things you can do to increase it; for example, you could check for and dispute errors on your credit report, pay down your debts and make sure you’re making timely payments.

Find Out the Current Refinance Rates

Just like the rates on a traditional home mortgage, the rates on Temescal, CA refinance mortgages vary and change on a constant basis. The rates you saw when you are researching this afternoon could be different tomorrow morning. For that reason, it’s important that you find out what the most current home refinance rates are right before you start the process of applying. It’s also a good idea to choose a lender that will be able to lock the rates in place so that you won’t be affected should they go up before your new mortgage is finalized.

Ready to Apply for a Refinance Mortgage Near You?

If you’re thinking about refinancing your current Riverside County mortgage and you want to find the best mortgage refinance company in the area, get in touch with Jet Direct Mortgage. Offering years of experience and a proven track record of success, we can help you secure the lowest rates on a refinance home loan. For more information or to schedule a consultation with one of our knowledgeable and friendly loan officers, give us a call at 631-574-1306 or check us out online at https://www.jetdirectmortgage.com.

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