“We had tried 3 other places to get a mortgage and were turned down every time because of something on our credit. Kevin was our last resort. He was able to see that it didn’t belong there and was able to help us when no one else could. We are now living in our dream home. He is very knowledgeable and gets back to you very quickly, even on the weekends. I would recommend him to everyone I know without reservation.”
of your home loan
in your hands!
powerful new mobile app designed to
make the process of securing a home
loan as easy and as fast as possible!
Calculate mortgage options, scan documents, and apply for a loan all directly on your phone.
Welcome to my website. I’m looking forward to putting our mortgage services to work for you!
Jet Direct Mortgage offers the best mortgage tools around. Easy, convenient, online shopping for the best loan programs and most current rates available, plus, I will be here to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you’re a first-time homebuyer.
Remodeling your home? If you are planning on remodeling your home – be it a kitchen, bathroom or backyard – I can help find the right loan for you.
Applying for a loan? Our online application via the Jet Direct Mobile app is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience from your mobile device.
What people are saying about Kevin Miller
“Kevin took his time to explain every step of the home buying process to us. Anytime I had questions he had answers and he was never out of touch. He made sure we were prepared. Our loan went through quickly and without any additional documentation needed. I recommend Kevin to all of my friends.”
“It has been a pleasure to work with Kevin. He really goes above and beyond to help his clients. When things weren’t going good with my real estate agent, Kevin picked up the slack and made sure that my house was prepared for my family to move in. He not only did his share of the financial side, he called the contractor to ensure he would give us a timeline on when things would be done. He personifies the highest degree of professionalism and understands the sense of urgency by satisfying his clients. I recommend him to all of my brothers-in-arms and to anyone who wants the best lender in the state of North Carolina.”
“Kevin Miller was the best mortgage person we could have chosen. He was more than helpful, always communicative, and cared about our family in making our transition into a new home. There was not one question or phone that went unreturned. He was also prompt and ahead of the curve when it came to timing and scheduling. If anyone is looking for someone to walk them through the winding path of home purchase, Kevin Miller is your man. We cannot recommend him highly enough.”
“Kevin was very detailed with everything. Any questions that we had he was very quick to answer and would definitely recommend him. This is our first time purchasing a home and of course it was very stressful. He reassured my husband and I that as long as we did what he asked, it would be a smooth process. He made us feel very comfortable with everything.”
“Kevin was incredible. He was hands on all the way through. We got the best possible financing. It was like we were best buddies! Every step was explained and he walked us through every possible detail. We were new to the area,so he helped recommend great people to help us too. He got us a great agent,lawyer and home inspector. Kevin is plugged in and knows all the ends and outs. This being the biggest purchase in my life, Kevin took away all the pressure of buying. You wont find a better agent than Kevin. I bet my house on it!”
“An absolute pleasure to work with, I felt like Kevin was in my corner from the start. When the right opportunity arrived he was ready with preapproval in minutes. Very personable and always accessible with lightning response times answering questions, giving quotes and comparisons, and getting me the best rate. Highly recommended.”
“Kevin is most likely the best mortgage planner ever. I have only worked with one since this was our first home but I will not work with a different lender in the future. Kevin was extremely knowledgeable about not only the mortgage process but also home buying, the neighborhoods, value of homes, mortgage rates and the current events affecting them and several other pertinent fields. He provided guidance and support throughout the entire process and beyond. He went the extra mile and researched and called around to get information on things that we had questions about that weren’t part of his job at all. The process was never overwhelming and was incredibly smooth and easy. If you don’t contact Kevin for your next mortgage you are not getting the best service available. Thanks Kevin!”
Mortgage Calculator with Taxes and Insurance
Use this calculator to generate an estimated amortization schedule for your current mortgage. Quickly see how much interest you could pay and your estimated principal balances. You can even determine the impact of any principal prepayments! Press the "Report" button for a full yearly or monthly amortization schedule.
Original or expected balance for your mortgage.
Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.
Annual fixed interest rate for this mortgage.
Monthly payment (PI)
Monthly principal and interest payment (PI).
Monthly payment (PITI)
Monthly payment including principal, interest, homeowners insurance and property taxes.
Annual property taxes
The annual amount you expect to pay in property taxes. This amount is divided by 12 to determine the monthly property tax included in PITI.
Annual home insurance
The annual amount you expect to pay in homeowners insurance. This amount is divided by 12 to determine the monthly home owners insurance included in PITI.
Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.
Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.
The frequency of prepayment. The options are none, monthly, yearly and one-time payment.
Amount that will be prepaid on your mortgage. This amount will be applied to the mortgage principal balance, based on the prepayment type.
Start with payment
This is the payment number that your prepayments will begin with. For a one-time payment, this is the payment number that the single prepayment will be included in. All prepayments of principal are assumed to be received by your lender in time to be included in the following month’s interest calculation. If you choose to prepay with a one-time payment for payment number zero, the prepayment is assumed to happen before the first payment of the loan.
Total amount of interest you will save by prepaying your mortgage.
Choose how the report will display your payment schedule. Annually will summarize payments and balances by year. Monthly will show every payment for the entire term.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Our success and foundation is built
around our Jet Direct Core Values:
The pursuit of excellence is the stepping stone to our success. We consistently seek to be better, more knowledgeable, and more effective for ourselves and our clients.
For us, culture within our organization is achieved through a positive attitude and respect for one another. In turn, this gives our clients a better experience and provides better results.
We are dedicated to continually strive to surpass the expectations of our clients. We accomplish this by offering trusted advice, with a commitment to
our client’s financial future.