Hugo Alvarez | NMLS# 53722｜Oficial de préstamo

"Fue un placer trabajar con Jet Direct. Todas mis preguntas fueron respondidas con prontitud. Los referiré a familiares y amigos. ¡Gracias a Jet Direct por hacerlo un proceso sin problemas!"

Elizabeth Munoz

"El personal super amable y servicial, siempre me mantuvo informado para asegurarnos de que estuviéramos informados durante todo el proceso del préstamo. Estaba muy nerviosa por las muchas historias de horror que he escuchado de amigos y familiares que usaron a otros prestamistas, pero no experimenté nada de eso con Jet Direct. Gracias, Jet Direct. ¡Le recomendaré a mis amigos, a mi familia ya cualquier persona que lo escuche!"

Dawn Stevens

"They were recommended to me by a co-worker who purchased her house a few months ago. I called them to see if it was worth refinancing my home. They got me a great low rate and a little cash in my pocket as well! The staff was amazing. Such an easy process- and fast. From initial phone call to my mortgage closing was less than 45 days! Give them a call if you are looking to refinance or buy a new home."

Michael Valderone

"Purchasing a home is not easy, let alone when life has thrown you a few curveballs and you have less than perfect credit. We reached out to Jet Direct Mortgage who took the time to walk us through every step of the process. Once the process started and we had any questions they always made sure they picked up the phone, returned phone calls and returned emails. One of the biggest investments we have ever made and we felt educated and comfortable every step of the way. Thanks for everything!"

Scott Rasmussen

"Purchasing my first new home was scary enough... I've heard my share of horror stories from friends and fam about their experiences at the 'big' banks and lenders so I was so grateful when the processor and staff were so willing to hold my hand, explaining all details, throughout the process."

Corelli Nada

Mortgage Calculator with Taxes and Insurance

Use this calculator to generate an estimated amortization schedule for your current mortgage. Quickly see how much interest you could pay and your estimated principal balances. You can even determine the impact of any principal prepayments! Press the "Report" button for a full yearly or monthly amortization schedule.

Javascript is required for this calculator. If you are using Internet Explorer, you may need to select to 'Allow Blocked Content' to view this calculator.

Mortgage amount

Original or expected balance for your mortgage.

Term in years

The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

Interest rate

Annual fixed interest rate for this mortgage.

Monthly payment (PI)

Monthly principal and interest payment (PI).

Monthly payment (PITI)

Monthly payment including principal, interest, homeowners insurance and property taxes.

Annual property taxes

The annual amount you expect to pay in property taxes. This amount is divided by 12 to determine the monthly property tax included in PITI.

Annual home insurance

The annual amount you expect to pay in homeowners insurance. This amount is divided by 12 to determine the monthly home owners insurance included in PITI.

Total payments

Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.

Total interest

Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.

Prepayment type

The frequency of prepayment. The options are none, monthly, yearly and one-time payment.

Prepayment amount

Amount that will be prepaid on your mortgage. This amount will be applied to the mortgage principal balance, based on the prepayment type.

Start with payment

This is the payment number that your prepayments will begin with. For a one-time payment, this is the payment number that the single prepayment will be included in. All prepayments of principal are assumed to be received by your lender in time to be included in the following month's interest calculation. If you choose to prepay with a one-time payment for payment number zero, the prepayment is assumed to happen before the first payment of the loan.

Savings

Total amount of interest you will save by prepaying your mortgage.

Report amortization

Choose how the report will display your payment schedule. Annually will summarize payments and balances by year. Monthly will show every payment for the entire term.

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