Having a great credit score will provide you with better mortgage options, but what happens after you acquire a mortgage? How does a mortgage affect your credit score?
Category: <span>Mortgage Process</span>
For those who haven’t experienced these kinds of issues before, let’s get back to basics. Here are seven tips for how to ease the journey of restructuring loans during difficult times.
Earnest money can be a confusing term for many buyers. Although similar to a down payment, earnest money is actually quite different.
If you’re planning to purchase a home, it’s recommended that you get a pre-approval first. A pre-approval is a backing from a lender that proves you are qualified to borrow X amount of money at a specified interest rate.
Perhaps the most important individual in the mortgage process is the loan originator. But what exactly does a loan originator actually do? And how do you know you’re working with a good one?
You've finally closed on your mortgage. Congratulations! Hopefully the process wasn't too stressful. But the journey doesn't necessarily stop here. There are few things you should know about post closing.
Refinancing isn’t for everyone. But it can be beneficial. So it's important to know the facts. That way you can make an informed decision if refinancing is right for you.
You’ll probably never meet them, but the underwriter might be the most important person in the home loan process. But what exactly do they do?
Despite being an integral part of the home buying process, appraisals isn’t typically something that home buyers are concerned with. However, it's good to familiarize yourself with the process.
A VA loan is a special loan that is available to all Unites States Military Veterans. These loans are back by the Department of Veteran Affairs and have a variety of benefits.