Author: Mark Spano (Mark Spano)

The Real Estate Industry is Going to be Fine
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The Real Estate Industry is Going to be Fine

The National Association for Business Economic recently released their Economic Policy Survey for February 2019, disclosing that an economic down period is on the horizon. The panelists suggest that if a recession doesn’t happen in 2019, then it will happen in the years to follow. Many other sources have been predicting a slow economic period...

What Exactly Does an Underwriter Do?
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What Exactly Does an Underwriter Do?

What Exactly Does an Underwriter Do? Although you’ll most likely never meet them, the underwriter is probably the most important person in the home loan process. If you don’t get an underwriter’s approval, you don’t get a mortgage. It’s the underwriter’s job to look over the figures, double check the documentation, and confirm that you...

Purchasing a Home When You’re Self Employed
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Purchasing a Home When You’re Self Employed

Self-employment is becoming a growing trend in the United States. Freshbooks predicts that by 2020, roughly 27 million United States residents will be leaving full-time jobs for independent, client based work. This will bring the total number of self-employed workers to about 42 million. Although there are numerous benefits to being self-employed, buying a home...

The Home Appraisal Process at a Glance
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The Home Appraisal Process at a Glance

Despite being an integral part of the home buying process, getting a home appraisal isn’t typically something that home buyers are concerned with. To be honest, the home appraisal process isn’t all that alluring. But it is one of the most important aspects of the real estate market. Whether you’re buying a home, or selling...

2019 Housing Market Expectations
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2019 Housing Market Expectations

Here’s what to expect from the housing market in 2019: Rate Hikes Continue Quick Look: Housing Trends November Brought an Increase in Existing-Home Sales Housing Starts increased 3.2% in November 2018. Mortgage Delinquency Rate Fell to lowest level in 18 years in August 2018. Sources: Realtor.com® 2019 National Housing Forecast. National Association of Home Builders®. National...

Navigating Closing Costs
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Navigating Closing Costs

Taking on the home buying process is a monumental task. Between the paperwork, phone calls, and constant stress, it can be easy to forget about the cost of closing on a home. And more often than not, buyers are surprised by how expensive closing costs can be. But before you can prepare for closing costs,...

Home Maintenance Tips for The Winter
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Home Maintenance Tips for The Winter

Let’s cut to the chase; home maintenance isn’t all that fun. And as we come closer to the holidays we find ourselves with more and more to do. But as much as we’d like to stay in bed all day and watch re-runs of “Friends,” we all know that home maintenance is an important part...

Improve Your Credit Score in 3 Easy Steps
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Improve Your Credit Score in 3 Easy Steps

Staying on top of your finances is easier said than done. Budgeting, reducing spending on luxury items and overall monitoring of expenses is needed to maintain financial stability. A credit score is direct proof of your capability to pay off your debt through credit. 6 months is the usual amount of time it takes to...

Introducing The Jet Direct Secure Buying Process
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Introducing The Jet Direct Secure Buying Process

Buying a home is supposed to be a great experience. But rising interest rates that result in higher payments can make it stressful. Don’t worry. We have great news! Jet Direct has created a new program to protect you from rising interest rates. We call it the Secure Buying Process. Here’s How it Works First...

What Are Closing Costs?
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What Are Closing Costs?

When you sit down to sign the papers to buy a home, you will most likely be required to pay closing costs. Mortgage closing costs are the fees associated with the home buying and lending process. What is included in my closing costs? The types of closing cost fees can vary based on region, property...